We don't like tracker mortgages
We dislike base rate tracker mortgages with penalties in this type of market. As we move back into a period of rising interest rates we would recommend that borrowers loo...
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Are offset mortgages a good idea?
Q I've read the blurbs on offset mortgages, and they seem like a terrific idea. Is there a downside?
MT
A Offset mortgages have a lot going for them and no discernib...
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We like stepped discount mortgages
With the best of the low fixed rates now gone and competitive trackers few and far between, people are turning back to discount mortgages.
One area deserving a closer ...
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It's either disgusting or mortgages
George Keane's inbox was steadily filling up with the usual junk mail yesterday. Although George, who lives in London, is only 12, the emails were promoting everything fr...
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Hold on to state workers with tax-free pay and cheap mortgages
I see that the media has fallen into the spin doctors' trap by reporting that staff in the National Health Service are getting a 10% rise. Hello, wake up! The actual rise...
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M&S plans to sell own mortgages
Marks & Spencer, the UK's biggest retailer, is considering selling its own-brand mortgages in a move that could help drive profits in its flagging financial services ...
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Branson mortgages airline
Sir Richard Branson has mortgaged his stake in Virgin Atlantic to finance an ambitious expansion of his mobile phone business into the United States.
The entrepreneur h...
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We like ...
Although interest rates have been climbing a bit recently, with the Bank of England base rate up by 0.5% to 4%, we still like variable mortgages with discounted rates.
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We don't like ...
Having watched lenders react to the last two base rate increases we don't like lenders who are taking this opportunity to increase their margins.
Historically, as inter...
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Bank under pressure to increase interest rates
The Bank of England was under increasing pressure yesterday to raise interest rates next week after the latest mortgage figures showed demand for new home loans at its st...
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