Credit unions win bank support
Plans to create a "central services" function for credit unions will be presented to the government next month by a consortium led by Co-operative Bank.
Along with Roya...
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Writeback: Sex and windfalls
DM of London, like other readers, lost out on the Halifax windfall because, as a building society, it always put the man's name first on mortgage deeds. She says: 'I had ...
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Jazz man seeks return to harmony
Vital statistics
KEN DUCKERS
AGE: 60
LIVES IN: Warrington
OCCUPATION: Retired
EARNS: Pension plus investment income
MORTGAGE: None
DEBTS: N...
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Swap to save money
You may be paying over the odds on your mortgage without realising but there is a way round the problem - the increasingly popular route of remortgaging.
You could save...
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Find safety in trackers
Tracker funds have been one of the investment success stories of the past decade, and now the concept has been extended to home loans - but instead of shadowing a stock m...
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Pay now, save later
The chance to repay your 25-year mortgage within 10 or 15 years, saving thousands in interest payments, is the best reason for the growing popularity of flexi-loans.
A ...
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Time to prove your worth
The self-employed have found it hard to get mortgages because of the need to provide three years' accounts, or similar documentation, to prove their income.
With changi...
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Cheap deal? Check the small print
Lenders are always keen to tempt consumers in a market full of lookalike plans with incentives that make them think they have bought a mortgage on the cheap.
But appare...
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Get a fix on the best rates
Playing on fears of a probable rise in interest rates after next month's meeting of the Bank of England's monetary committee, mortgage lenders are launching tempting cut-...
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Are you sure you want flexibility?
Flexible mortgages are becoming commonplace as even the big lenders which said they could not cope with them have finally succumbed to the trend.
A number of banks such...
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