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 Sr. Scientist Laundry Care
Location: Scottsdale, AZ (DCI) Position Summary: The Product Development Sr. Scientist will ...


 Senior Chemist - FUJIFILM
Senior Chemist Queen Creek, Arizona FUJIFILM Electronic Materials USA, Inc.,is currently ...


 Geologist II
Job Description Major Responsibilities: - Under general supervision, provides technical advice ...


 Research Associate Chemist
DO YOU WANT TO BE PART OF A GREAT COMPANY WITH AN OUTSTANDING REPUTATION FOR QUALITY?   S...


 Marine Ecologist - GIS Specialist
MARINE/FRESHWATER ECOLOGIST Marine Ecologists with strong GIS knowledge is sought to support our ...


 Graduate Earth Scientist
DO THE BEST WORK OF YOUR LIFE... URS is the largest global engineering design firm and a leading ...


 Lab Technician
Manufacturing company of electrical and thermal conductive adhesives in semiconductor and ...


 Industrial Hygiene Assistant
Are you a recent graduate with a major directly related to industrial health and safety, or do you ...


 Quality Assurance Specialist
A leading environmental company with ISO 9001 and ISO 14001 certifications has an immediate opening ...


 Quality Control Technician - Petrochemical Industry
Are you looking for a career in the industrial petroleum industry? Immediate opportunity for a Q...


 Pay out extra? Not to this lot

However much insurers and mortgage leaders protest, they hugely over-promoted endowment policies.

Even now the industry shows huge arrogance, or perhaps simple ignorance: an industry spokesman now recommends topping up endowments to make good shortfalls. Yet this would mean paying extra to firms already failing to deliver.

This business is indeed, as Colin Brown of the Financial Services Authority Consumer Panel says, a mendacious one. But the results have been vastly magnified by the changed economic conditions that cut share prices and interest rates.

On the horizon, rising longevity threatens to blow holes in pension funds and insurers' balance sheets. Many people are staking their futures on the growing value of their homes. But there is no sure bet; the solutions to some problems will probably have to come from social change, not personal wealth.

The best any of us can do now is save if we can afford it; avoid any product we don't understand and spread our investments. Oh, and hope for the best.


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