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 Director of Development
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 Database Assistant - American Red Cross - Long Beach
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 Associate Director of Development
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 We like

The phrase "fees free" is used when promoting remortgage products and is all about the lender covering your valuation and solicitors' costs.

They will pay for the valuation (up to a certain cost) and they will not charge you if you use the solicitors they appoint or give you a cashback, normally £250, if you use your own.

However, there tends to be an arrangement fee. This can vary from £100 to £500. They can be good value for mortgages of £150,000 and below. The Halifax offers a selection that goes from you having to pay all the costs to them covering the costs.

The larger your mortgage, the more impact an increase in the interest rate will have on your monthly repayments.

· Mortgage adviser, Savills Private Finance, tel: 0870-900-7762


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Charity conman who led high life gets three years
A tin-rattling conman who invented a charity to pay off his mortgage, hire prostitutes and buy an executive car was jailed for three years yesterday. Dean White, a fami...
More set to take the plunge
This spring ministers expect a rash of bankruptcies. Rising consumer debts and new rules that make it easier to escape the clutches of creditors will, they believe, encou...
We like fixed-rate deals
If the Bank of England's base rate goes up this year mortgage rates will march up instantly though savings rates may be slow to follow. When choosing a savings account ...
Policyholders lost 15% on payouts, chief executive gained 25% pay rise
At a time when it was cutting payouts to pension and endowment mortgage holders by an average of 15%, Iain Lumsden, the chief executive, received a 25% pay rise to £...
Bank keeps interest rates unchanged
The Bank of England today held interest rates at 3.75% for a second consecutive month after the continuously-growing housing market appeared untouched by last month's 0.1...
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Britain's services sector grew for the ninth month running in December, reinforcing expectations that the Bank of England will hold interest rates this week. Although De...
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With-profits saver set to lose again as shares revive
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