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| YOUR OPPORTUNITY - Seize it TODAY BEST BUY IS OPENING A STORE IN YOUR COMMUNITY
OXFO... |
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TAKE A LOOK AT OUR NUMBERS AND SEE WHY YOU WANT TO EXPLORE BEING WITH BED BATH &... |
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We like fee-free exit
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Home buyers should look for good value fixed rates with no early repayment charges (ERCs) - fees payable if you want out before the term ends.
Leeds & Holbeck has just launched a 4.99% 5 year fixed rate with no ERCs at any time. Normally, you would have to pay a significantly higher rate to avoid any ERCs but otherwise the cheapest five year fixed (Darlington BS) is just lower at 4.94% and rates from top five lenders start at 5.29%.
A slightly higher than usual arrangement fee of £399 on the Leeds & Holbeck deal is an excellent trade off for the benefit of having no ERCs.
Portman has a new cheaper five-year fixed rate mortgage at 4.99%. There is no mortgage risk fee up to 90% of the property's value.
· Ray Boulger is senior manager of mortgages at Charcol, tel: 0800 71 81 91
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