Make a date to check your rate
For some it will be January 31. For others perhaps it's March 1 or April 30, or some time later this year. It's not a date that will be tattooed on your brain like your b...
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Home loan rates could fall to 5pc
Britain has yet to make a decision on joining the single currency but homeowners are already benefiting from the expectation that we will sign up at some point in the fut...
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Q&A: Islamic finance
Traditional UK bank accounts and mortgages do not comply with Islam's sharia law, so in the past Muslims faced a big decision - compromise their beliefs or look for alter...
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What does it all amount to?
EU consumer credit: how our debt compares
· UK ?2,549
· Germany ?1,710
· Ireland ?1,687
· EU ?1,267
· France ?1,086
· Spain ?785
· Ne...
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Too tight to mention
The theme tune of the past decade has been dramatically low interest rates and various things follow from that. People are more inclined to get into debt, company pension...
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Go for security in era of change
This week's 0.25% rise in the base rate to 5.75% doesn't just affect mortgages and savings. Rising interest rates create havoc in the bond markets, which soon trickles do...
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What does SVR stand for?
Q I usually invest in fixed-rate bonds and the Moneyfacts website currently lists a five-year bond from Halifax at 5.65% as the best rate for a building society. However,...
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That place in the sun can be so taxing
The rising popularity of owning a holiday home means that the number of Britons likely to buy a second property will double in the next five years, according to new resea...
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On balance, is an offset a good deal?
Offset mortgages look like the perfect way to pay off your home loan faster. They work by setting your savings and income against your loan, so the amount of interest you...
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Credit card borrowing falls
New borrowing on credit cards fell to an all-time low in July as consumers continued to rein in their exposure to unsecured debt, figures showed today.
The British Banke...
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