Should I take out mortgage protection insurance?
Q My husband and I have just increased our mortgage to £200,000 and our mortgage advisor is recommending that I take out either income protection insurance or life i...
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Mortgage lending hits three-year high
There were further signs of a strengthening housing market today as official data revealed mortgage lending hit a three-year high in July.
In addition, the Bank of Engl...
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Being of sound mind I leave you ... my mortgage payments
It has been dubbed the "deathbed mortgage". Yesterday a building society began selling a home loan that lasts so long it will be passed from parents to sons and daughters...
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Mortgage lending breaks July record
Mortgage lending broke the July record last month, figures showed today, but the recent interest rate rise is expected to slow the market.
The Council of Mortgage Lender...
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Buy-to-let mortgages on the up
The number of home loans for landlords reached record levels in the first six months of the year, figures showed today.
The Council of Mortgage Lenders (CML) reported a...
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Why is my boyfriend's mortgage lender asking me questions?
Q My boyfriend is remortgaging his flat to get a better rate. I live in the property but my name is not on the mortgage or bills and I do not pay any money towards the mo...
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How can I get a self-certified mortgage?
Q Can you tell me whether I can get a self-certified mortgage without having to deal with a mortgage broker?
BT
A Yes, you can. However, by not going through a broker, ...
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Learning to live with a mortgage
While getting together the money to buy a home may be a struggle, it is something most of us expect to be able to do at some point in our lives. But for those with a phys...
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What mortgage should we get for the house we are selling?
Q We've had an offset mortgage on our current home for exactly two years now. This is the end of the commitment period. Coincidently we are also putting our house up for ...
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Can I get a mortgage to buy a holiday-home to let?
Q Do any UK buy-to-let mortgage lenders consider mortgages for holiday letting?
Having seen some purpose-built units on the Isle of Wight with good letting possibilities...
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Bank launches profit-share mortgage
Morgan Stanley said today that it has launched a new product to help first-time buyers who find themselves priced out of the property market.
The product, known as Flexi...
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June's mortgage approvals highest this year
Further evidence of the housing market's robust health emerged today when the Bank of England said the number of mortgage approvals in June was at the highest level since...
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Northern Rock's mortgage lending soars to £7.3bn
Record take-up by first-time buyers helped Northern Rock increase net lending by almost a quarter to £7.3bn in the first half of 2006.
The bank, Britain's eighth b...
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Mortgage lending hits record £32.2bn and retail sales rise
Mortgage lending reached a record high of £32.2bn last month according to figures released yesterday, suggesting there was no immediate end in sight to soaring hous...
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Mortgage lending hits record high
Mortgage lending reached record levels in June as the traditional homebuying season got into full swing and high house prices forced up the amount needed to secure a prop...
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What can I do about costly mortgage exit fees?
Q I am in the process of moving my mortgage from Alliance and Leicester to Nationwide.
When I last moved my mortgage from Halifax to Alliance & Leicester, Halifax charge...
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Mortgage application fees soar
The application fees charged by mortgage lenders have soared by 22% in the last year, research released today shows.
The average fee for a discount mortgage now stands a...
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Can I afford my mortgage repayments if I change career?
Q I own a two-bed flat in south-west London worth between £305,000 and £310,000. I bought it for £297,000 in late 2004. I have an outstanding mortgage of &...
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Will my credit history deter mortgage lenders?
Q I am 40 years old and in secure NHS employment. I have been a housing association tenant in London for many years and am now looking to move out of the capital, but rem...
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Mortgage debt tops £1 trillion for first time
Mortgage debt in Britain has passed £1 trillion for the first time, the Bank of England revealed yesterday as it reported the strongest rise in new mortgage lending...
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Mortgage debt breaks £1 trillion barrier
Britain's collective residential mortgage debt has broken through the £1 trillion barrier, figures from the Bank of England showed today.
Homeowners now owe a combi...
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Mortgage lending surges to near-record levels
Banks and building societies lent £28.7bn to homebuyers last month - the second-highest monthly figure on record. Yesterday's figures from the Council of Mortgage L...
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What proof does an EU citizen need for a UK mortgage?
Q I work with a Slovak woman who is trying to get a mortgage with Halifax. Despite Slovakia's membership of the EU, Halifax still want a visa before it will agree to the ...
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Alliance & Leicester to offer buy-to-let mortgages
Alliance & Leicester said today it would start to sell specialist mortgages for the growing buy-to-let market.
Recent research showed that the number of buy-to-let loans...
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Can I get a mortgage after being bankrupt?
Q In 2004 I declared myself bankrupt and last year I was discharged from my bankruptcy. I have been declined when applying for new bank accounts, credit cards and other s...
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Late Easter blamed for fall in new mortgages
Mortgage approvals fell 4% last month compared with April 2005, the first year-on-year decline in nine months, the British Bankers' Association said yesterday.
But figur...
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Can I get a mortgage based on my total income?
Q I am anxious to get on the property ladder. I am a single male living in London with a base salary of £30,000 plus commission of up to £25,000, totalling ...
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Mortgage lending hits April record
April saw the highest level of mortgage lending on record for the fourth month of the year, according to figures released today, suggesting that consumers still have a hi...
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Nationwide may offer mortgages to people with credit problems
Britain's biggest building society, Nationwide, is considering offering mortgages to people with credit problems as part of a planned push aimed at regaining its position...
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Is an endowment mortgage a good idea?
Q With interest rates as low as they are and the markets performing well, is now the time to take out an endowment mortgage?
SK
A I would be amazed if you could find an...
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